Personal Lines Broker-Agent

Exam

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Education

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Experience

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Background check

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A Personal Lines Broker-Agent is a person authorized to transact automobile insurance, residential property insurance, including earthquake and flood insurance, personal watercraft insurance and umbrella or excess liability insurance providing coverage when written over one or more underlying automobile or residential property insurance policies, and a personal lines broker-agent license is a license so to act. Qualifications • Minimum Age: 18 years • Residency: California residency is not required • Pre-licensing Experience/Education: Complete 20 hours of approved personal lines pre-licensing study and 12 hours of ethics and the California Insurance Code • Entity: Individual and Business Entity Fees: • Application: $188 for two-year term • Examination $55 • Renewal: $188 (two-year term) • Fingerprint processing: The fingerprint fee at the California Department of Insurance (CDI) test centers is $59. At PSI test centers, the fingerprint fee is $68.95. Other license information and requirements: • Exam required: Yes • Examination information: PSI Services, LLC, schedules the examinations for CDI's personal lines broker-agent applicants. For scheduling examinations use PSI's Examination Scheduling Service at http://media.psiexams.com/LC/apps/Attention.htm. Individuals may schedule their examinations with PSI either online or by telephone. • Fingerprint impressions: Fingerprint impressions are required for unlicensed applicants. • Average Time to Process Application: two to three weeks • Renewal Period: Two-year license term • Continuing Education: 24 hours of continuing education which includes 3 hours of ethics each two-year license term For more information on this license type use this URL: http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/personal-lines/index.cfm. Authority: Section 1625.5 of the California Insurance Code.